We will take action against you for rent arrears in line with our policy which may result in you losing your home if you do not get in touch with us or you fail to pay as agreed. We will contact you about your rent arrears, but if you fail to pay we will take the following action outlined below.
Notice Seeking Possession
We will serve you with a Notice Seeking Possession (or a Notice Requiring Possession if you have an introductory tenancy). This is the beginning of a legal process to repossess your home and to obtain a County Court Judgement to recover the debt.
Possession Proceedings
We will start court proceedings if you still have arrears on your rent account at the end of the four weeks’ Notice period or you are not reducing your arrears by making regular payments. You will be liable for our legal costs.
You will be notified of your court date, and we advise you to attend the hearing. We may ask the court to suspend a possession order if you agree to pay a set amount each week to reduce the arrears. We will apply to the court for a date to take possession of your home if you do not keep to the terms of the court order.
Eviction Proceedings
We will apply to the court for a warrant to evict you from your home if you still have arrears on your account after the date fixed by the court. If we obtain a warrant, we may consider not evicting you from your home if you pay all outstanding rent arrears and court costs. Any payments made at this stage must be by cash or banker’s draft. We will continue to recover any arrears owed by you if you have been evicted from your home.
Our Partners
